Flexible options and dedicated service. Be confident.
Today there are nearly 10 million self-employed Americans, and that number keeps growing. To help you serve this market, Plaza Home Mortgage® has solutions to fit the needs of the self-employed professionals and other non-W2 borrowers plus alternative documentation and expanded eligibility for W2 earners as well.
Our Solutions Non-QM program has:
- Expanded eligibility guidelines and alternative documentation options:
- Standard documentation
- Bank statement
- Asset depletion
- Loan limits to $4 million, Fixed and ARM products, and IO w/ 40 yr term
- A free Bank Statement Income Calculation service; so you can focus on originating, not calculating
- A dedicated Non-QM Underwriting team to give you fast, accurate and consistent answers to questions and underwriting decisions.
- Loan amounts to $4M
- Purchase, R/T, Cash-out
- Owner-occupied, second home and investment
- SFR, PUD, 2-4 units, condos, condotels
- DTI up to 55%
- LTVs to 90% and no MI required
- FICOs to 660
- Texas Cash-out 50(a)(6) eligible