Plaza Reverse Jumbo Mortgage

Plaza Home Mortgage® now offers a Reverse Jumbo option for your clients whose property value exceeds FHA maximums or may not meet other FHA reverse guidelines. Reverse Jumbos are a very flexible option because borrowers aren’t capped by the FHA maximum loan amount and can receive up to $4M in equity, which are distributed immediately upon closing.

With a Plaza Reverse Jumbo mortgage, just as with FHA HECMs, your clients can use their new capital as they see fit. Whether they want to renovate their current home, buy an investment property, start their own business, or simply take that dream vacation they’ve always planned on, your clients can decide how they want to use their funds.

Unlike a traditional reverse mortgage, the Reverse Jumbo has no mortgage insurance, so your borrowers can access more equity without the additional MI fees.

Plaza's Reverse Jumbo is currently available in Arizona, California, Colorado, Connecticut, Florida, Georgia, Hawaii, Illinois, Maryland, New Jersey, New Mexico, Oregon, Pennsylvania, Texas, Utah and Washington with more states to follow soon.

To learn more about our new Reverse Jumbo program, reach out to us at or call one of our dedicated reverse mortgage specialists toll-free at 866.260.2529 ext. 8125. 

Discover Plaza's traditional reverse mortagages

Reverse Jumbo
Program Features:

  • Fixed Rate
  • Loan amounts up to $4M
  • No minimum or maximum draw amounts
  • No MI
  • Single-Family Residences, 2-4 units, Townhomes, PUDs, and Condominiums (with restrictions) eligible
  • FICOs from 640