--- title: Plaza's Wholesale News description: Plaza offers a massive product line — from conventional and government to Non-QM, DSCR, renovation, and reverse all under one roof --- [Skip to Content](https://info.plazahomemortgage.com/plazas-wholesale-news#main) - [wholesale](https://www.plazahomemortgage.com/becomeabroker/) - [Non-Delegated Correspondent](https://www.plazahomemortgage.com/minicorrespondent/) - [national correspondent](https://www.plazahomemortgage.com/correspondentlending/) - [reverse](https://www.plazahomemortgage.com/reverse/) - [about us](https://www.plazahomemortgage.com/aboutus/) - [contact us](https://www.plazahomemortgage.com/contactus/) [logo links to homepage](https://www.plazahomemortgage.com/) - [Wholesale](https://breeze.plazahomemortgage.com/epicportal/Default.aspx) - [Non-Delegated Correspondent](https://breeze.plazahomemortgage.com/epicportal/Default.aspx) - [National Correspondent](https://www.plazahomemortgage.com/login/) - [Reverse](https://www.plazahomemortgage.com/login/) - [wholesale](https://www.plazahomemortgage.com/becomeabroker/) - [Non-Delegated Correspondent](https://www.plazahomemortgage.com/minicorrespondent/) - [national correspondent](https://www.plazahomemortgage.com/correspondentlending/) - [reverse](https://www.plazahomemortgage.com/reverse/) - [about us](https://www.plazahomemortgage.com/aboutus/) - [contact us](https://www.plazahomemortgage.com/contactus/) - [Guest Login](https://www.plazahomemortgage.com/login/) - [Broker Login](https://breeze.plazahomemortgage.com/epicportal/Default.aspx) - [Mini-Correspondent Login](https://breeze.plazahomemortgage.com/epicportal/Default.aspx) - [Correspondent Login](https://www.plazahomemortgage.com/login/) - [Reverse Login](https://www.plazahomemortgage.com/login/) ![WEBSITE\_\_Wholesale-Whats-New-Landing-Page-Hero\_121225](https://info.plazahomemortgage.com/hubfs/WEBSITE__Wholesale-Whats-New-Landing-Page-Hero_121225.jpg) Jumbo Champion is making a comeback! We're pumped to share that Jumbo Champion is once again available through [Plaza Home Mortgage](https://info.plazahomemortgage.com/wholesale-product-lineup?utm_campaign=Wholesale%20News%20%2B%20Updates&utm_source=hs_email&utm_medium=email&_hsenc=p2ANqtz-_1oRriYXmCZXrgoHalirMkPlqUsOBDFwTyThiSgIBcmdDnvPD1X-oyO3Vm_5aBinWSTY__)® Wholesale and Non-Delegated channels, effective today! Jumbo Champion delivers competitive prime jumbo financing for high-net-worth borrowers with strong, established credit. Key Features: - Manual underwriting — DU and LPA findings are not considered - 15 and 30-year fixed rates - 7/6 and 10/6 ARMs - Loan amounts from $832,751 to $3 million - High Balance loan amounts eligible - SFR/PUD, condos, co-ops and 2–4 units - Primary residence, second home and investment - Purchase, rate/term and cash-out - Cash-out available on primary residences only - FICO from 720 - Up to 80% LTV on loan amounts to $1.5 million with a 720 FICO - Up to 75% LTV on loan amounts to $3 million with a 760 FICO - First-time homebuyers allowed Check out the [Jumbo Champion Program Guidelines](https://info.plazahomemortgage.com/hubfs/Program%20Updates/Jumbo%20Champion%20Fixed%20and%20ARM%20Program%20Guidelines%209.15.26.pdf?utm_campaign=Wholesale%20News%20+%20Updates&utm_source=hs_email&utm_medium=email&_hsenc=p2ANqtz-_1oRriYXmCZXrgoHalirMkPlqUsOBDFwTyThiSgIBcmdDnvPD1X-oyO3Vm_5aBinWSTY__) for complete details — and reach out with your next jumbo scenario! --- [Plaza Home Mortgage](https://www.plazahomemortgage.com/?utm_campaign=Wholesale%20News%20%2B%20Updates&utm_source=hs_email&utm_medium=email&_hsenc=p2ANqtz-90wRYWGqhpISf6RIxiL31xc-meUUMOlRj_IiBiZyWjG78dp7WWv7Xlt_uifl2QyYWrFgz0)® is increasing the baseline conventional conforming loan limit to $845,000 for 1-unit properties, effective for locks on or after Thursday, September 24, 2026. Loan limits for 2-4 unit properties are also increasing.  ![Conforming Limits 2](https://info.plazahomemortgage.com/hs-fs/hubfs/Conforming%20Limits%202.png?width=359&height=184&name=Conforming%20Limits%202.png) Program Details: - Applies to all Fannie Mae® and Freddie Mac® eligible programs - Loans may close immediately - DU®/LPA® Approve/Ineligible or Accept/Ineligible findings (for loan amount only) require a full appraisal - Value Acceptance and Value Acceptance + PDC/ACE options allowed only with Approve/Eligible or Accept/Eligible findings - No change to High Balance/Super Conforming limits at this time - If a property qualifies for both new conforming and High Balance limits, it will lock under the baseline conforming program (new locks only) Important Note: Plaza is increasing limits in anticipation of the 2027 FHFA announcement, expected in late November. When FHFA, Fannie Mae®, and Freddie Mac® announce 2027 limits, Plaza will adjust accordingly. Let us know if you have any questions regarding this update. [![Plaza](https://info.plazahomemortgage.com/hubfs/Plaza_January2020%20Theme/images/LIVE-PHM-vert-REV-T_small.png)](https://www.plazahomemortgage.com/) - [Licenses](https://www.plazahomemortgage.com/licenses/) - [careers](https://www.plazahomemortgage.com/careers/) - [contact](https://www.plazahomemortgage.com/contactus/) - [borrower info](https://www.plazahomemortgage.com/customerservice/) - [press](https://www.plazahomemortgage.com/pressreleases/) - [policies](https://www.plazahomemortgage.com/privacy/) - [resources](https://www.plazahomemortgage.com/resources/) - [training](https://www.plazahomemortgage.com/calendar/) - [Privacy](https://www.plazahomemortgage.com/privacypolicy/) - - - [NMLS](http://www.nmlsconsumeraccess.org/) [Plaza NMLS 2113](http://www.nmlsconsumeraccess.org/)