Give your clients the power to go big. Plaza Home Mortgage® has the Jumbo programs you need for clients who are looking to purchase or refinance higher-value homes.

We offer four Jumbo loan options so you can find exactly the right fit for your Jumbo borrower.

Plaza's Jumbo Program Lineup

Jumbo AUS 1

  • Loan amounts to $3 million
  • DU® or LPA® for standardized doc requirements
  • Up to 80% LTV
  • 680 FICO
  • 15 and 30 Year Fixed; 7/6 and 10/6 hybrid ARM
  • Primary, second home or investment property
  • Purchase, Rate/Term, Cash-out
  • SFR, Condo, Co-op, PUD, 2-4 units, up to 20 acres

Jumbo AUS 2

  • Loan amounts to $2.5 million
  • DU® for standardized doc requirements
  • Up to 80% LTV
  • 680 FICO; 720 self-employed
  • 30, 25 and 20 Year Fixed
  • Primary, second home or investment property
  • Purchase, Rate/Term, Cash-out, Texas Cash-out
  • SFR, Condo, Co-op, PUD, 2-4 units, up to 40 acres

Jumbo AUS 3

  • Loan amounts from $600K - $2 million (Agency eligible loans $600K and up allowed)
  • 7/6 and 10/6 Hybrid ARM
  • DU® for standardized doc requirements
    • Primary residence - 1-unit SFR, PUD, Condo
    • Purchase, Rate/Term, Cash-out
    • Purchase and R/T to 80% LTV
    • First-Time Homebuyers eligible for up to $1,250,000

Jumbo Champion

  • Loan amounts to $3 million
  • FICOs from 720
  • High Balance Loan Amounts Eligible
  • LTV to 80%
  • Purchase, Rate/Term, Cash-out
  • Primary, Second home & Investment property
  • SFR, Condo, Co-op, PUD, 2-4 units
  • 20, 25 & 30 Year Fixed
  • 7/6 & 10/6 SOFR ARM

Jumbo Elite Program Highlights:

  • Loan amounts to $2.5 million
  • FICOs from 680
  • High Balance Loan Amounts Eligible
  • Asset Depletion allowed
  • LTV to 85%
  • 20, 25 & 30 Year Fixed
  • Purchase, Rate/Term, Cash-out
  • Primary, second home or investment property
  • SFR, Condo, Co-op, PUD, 2-4 units
  • 2-1 and 1-0 Temporary Buydowns available

For any and all questions, you may have about Jumbo loans, contact your Plaza Account Executive, or email us at hereforyou@plazahomemortgage.com. 

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