It’s Double-Witching time for correspondents. Veteran staffers are overworked and overwhelmed. Sales and closing are the priorities (loss mit and QC, less so.) Next thing you know, there comes the surge of errors, buyback demands and scary trips to the "scratch and dent" market.

But not for Plaza Home Mortgage® Correspondents – at Plaza, we understand your market and business challenges which is why our Certified Loan Program is here to provide you the insurance you need to mitigate the financial risk and operational burden that can arise from certain loan manufacturing defects, underwriting errors and borrower fraud. 

And the best part – all Plaza Correspondents automatically get the added protection of the Certified Loan Program, at no additional upfront cost.

Plaza's Certified Loan Program Covers the Following Loan Defects:

  • Underwriting
  • Appraisal
  • Guideline Violations
  • Miscalculation of Income
  • Data Integrity
  • Compliance Errors
  • Undisclosed Debt
  • Occupancy
  • Value Deviation
  • Errors & Omissions
  • Income/Employment
  • Fraud/Misrepresentation
  • Government Uninsurable Loans

Now Offering COVID-19 Protection

In an uncertain environment, there is a greater likelihood of loan reviews and repurchase demands due to the borrower’s job loss or other financial impacts of the pandemic.  Plaza’s Certified Loan Program can protect you from direct loss from a repurchase demand that is tied to fraud or manufacturing defects – even if it’s COVID-related.

Program Benefits

  • Helps reduce losses from repurchase demands
  • Helps protect net-worth
  • Minimal loan loss reserve on loans sold to Plaza
  • Can increase profitability, so you sleep better at night!

Forget the “scratch and dent” markets and apply to “Get Certified” so you can focus on clearing your warehouse lines without a hitch. There’s no better time than now to get the insurance you need with service you can trust. 

Email us at to learn more or sign up to be an approved correspondent today.

Become a Correspondent