Accelerated FHA Closings, Competitive Pricing

Offer accelerated closings and competitive pricing on core FHA programs with the new FHA Express Wholesale submission option from Plaza Home Mortgage®. FHA Express is available for AUS approved, W-2 and fixed income borrowers on purchase, rate/term or cash-out refinances with Conforming or High Balance loan amounts. Qualifying loans receive expedited underwriting, and can often close in as little as 10 to 15 days.

And for your Fannie Mae® and Freddie Mac loans, don’t forget that we have an Agency Express Wholesale option as well.

Qualifying Loan Characteristics:

  • 700 Min FICO
  • W-2 or fixed-income borrowers
  • Primary residences
    • One-unit detached SFR/PUDs and FHA approved condos
  • Purchase, Rate/Term, or Cash-out refinances
  • Conforming and High Balance loan amounts
  • Owns no other properties whether financed or free and clear
  • A complete package with all income and asset documentation per DU®/LPA findings at time of submission
  • Loans must be AUS approved; manually underwritten loans are not eligible for FHA Express

To learn more about how you can accelerate your FHA closings with FHA Express, contact your Plaza Account Executive.

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