Protect Your Business

The Certified Loan Program from Plaza Home Mortgage® helps mitigate the financial risk and operational burden that can arise from loan manufacturing defects – which may ultimately lead to repurchase demands. And the best part – all Plaza correspondents automatically get the added protection of the Certified Loan Program, at no additional upfront cost.

Plaza's Certified Loan Program Covers the Following Loan Defects:

  • Underwriting
  • Appraisal
  • Guideline Violations
  • Miscalculation of Income
  • Data Integrity
  • Compliance Errors
  • Undisclosed Debt
  • Occupancy
  • Value Deviation
  • Errors & Omissions
  • Income/Employment
  • Fraud/
    Misrepresentation
  • Government Uninsurable Loans

Now Offering COVID-19 Protection

In an uncertain environment, there is a greater likelihood of loan reviews and repurchase demands due to the borrower’s job loss or other financial impacts of the pandemic. Plaza’s Certified Loan Program can protect you from direct loss from a repurchase demand that is tied to fraud or manufacturing defects – even if it’s COVID-related.

Regardless of where the market stands, our program can provide the insurance you deserve to protect your business. Allow us to be there for you through the thick and thin – speak with your Plaza Account Executive or email us at hereforyou@plazahomemortgage.com to learn more or sign up to be an approved correspondent today.